
Why is it that the month of January finds many families taking a serious look at their household budget? Are there cheaper options for telephone? Do you really need all those cable channels? Should you change your time-of-day price plan with your electrical utility? What priority does Prime Rib have on your grocery list? For parents of college-bound students, there is that in-state/private college decision also.
Of course, we all want more money and there are two ways to have more money available for your lifestyle and/or your retirement. "learning how to cut household costs"
1 - make more
2 - spend less
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Final exams may be a reflection of how well students paid attention last semester, but in another forty years a savings account collecting compound interest will reflect how well they prepared for life in the real world. Grades, educational opportunities, and socio-economic surroundings may play a small part that gives many an unfair advantage in the beginning, but time and compound interest can be an equalizer factor if discovered early enough. "teaching children the benefits of saving money" Compound Interest Albert Einstein once called compound interest the most powerful force in the universe. While that's a bit exaggerated, time plus compound interest really is a powerful force for a young person who learns how to
Apartment dwellers are beginning to appreciate the benefits of living in a non smoking apartment building as we learn more and more about the dangers not only of smoking, but of second-hand smoke as well. Wilder Research and a program of the Association for Nonsmokers-Minnesota (ANSR) called Live Smoke Free conducted a random survey of renters from the Twin Cities metro area in 2001 and 2009. Results showed that 30% of renters reported being exposed to second-hand smoke, and many considered moving to escape it and enjoy smoke free living. The majority of renters are very interested in a smoke-free rental property inside and in the outdoors common areas. If you are apartment hunting, some of the benefits of apartments with no smoking policies could include:
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Whether you're a football fanatic watching your team play in the ultimate game or you just love a good get together, Super Bowl parties have become a winter tradition. If you're going to throw a proper party, you need to serve great food. Instead of opening a bag of chips and letting guests fend for themselves, try some of these classic game-friendly appetizers to get your guests cheering for you at halftime. Guacamole Dip Avocado sales reach their highest point in early February because of the Super Bowl. That's because just about everyone loves guacamole, the cool creamy avocado dip that makes a delicious counterpoint to a hot, spicy salsa. Skip the jar and make your own guacamole in minutes. Just mash some avocados with a fork, sprinkle on salt and pepper to taste, and stir in a dash of sour cream and a squeeze or two of lime
How many times has it happened to you, or have you heard of it happening to someone. You've got supper on the go and the something happens to distract you, the phone rings, the kids get into something or a surprise visitor pops in. Next thing you know suppers burnt, the pots boiled dry or in extreme circumstances you have a real kitchen fire on your hands. "fire safety and prevention tips" Now imagine that you are elderly, perhaps even with early onset Alzheimer's. Becoming distracted and forgetting what you are doing with even the slightest distraction becomes a very real possibility. Ever year preventable kitchen fires are started with thousands of dollars in damage being caused from the smoke alone. There are a few steps you can take to greatly lessen the chances of a disastrous kitchen fire happening to you.
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